Personal Funding

If you're looking for unsecured lines of credit with no hassle or upfront fees, we can offer you anywhere from $10,000 to $75,000 in as little as 7 days depending on your creditworthiness.

What's an unsecured line of credit?

Unsecured lines of credit are obtained using your credit history alone, no collateral.

This means:

• No risk, you don't have to put up any of your assets.
• Less paperwork.
• Faster results.

Why can't I just get unsecured lines of credit on my own?

In today's economy, only a handful of lenders still offer high limit lines of credit with a consistent approval rating. We work with those lenders very closely all day everyday, so we know exactly what they're looking for. We get thousands of approvals every year because we know which lender to approach based on specific criteria in your credit report. Instead of shooting in the dark, piling on inquiries with random banks that aren't lending, let us get you the funding you need in as little as 7 business days and with no fees upfront whatsoever.

Am I qualified?

To qualify, you must have:

• Credit Scores of 730 or higher
• 3 to 5 lines open for at least 2 years
• Minimal inquiries within the past year
• Low debt to credit ratio (No higher than 40%)
• Corporation (if applying for business credit cards)

Can I use all my money once I get approved?

Various lenders allow 100% usage and/or convenience checks you can use to deposit funds into your bank account immediately.

How do I get started?

In order to get an estimate of how much funding we can get you, we'll need to review your credit history. If you are not already enrolled with a credit monitoring service, you can do so using the list of Monitoring Services we offer under the Main Menu to your upper left (we recommend creditchecktotal.com). Once we look at your credit history, we'll send you an estimate of the total funding we can procure.

How long does it take?

• Personal lines of credit get approved anywhere from immediately to 7 business days and arrive in your mailbox anywhere from 3 days to a week.
• Business lines of credit get approved anywhere from 7 to 10 business days and arrive in your mailbox anywhere from 1 to 3 weeks.

Serious Inquires only!