Stop Home Foreclosure Now!  Mortgage Principal Reduction Now Available!

Principal Loan Reduction VS. Loan Modification

Most Americans are in the market for a loan modification and most are denied, but as you may know, it is nearly impossible to receive a principle reduction through a standard loan modification.

Loan Modification is a great tool to help homeowners out.  A loan modification provides a financial solution worked out between the homeowner and the current lender. But Loan modifications are difficult to achieve. So most homeowners will stress day and night for three to six months or even longer only to find out that they will still be denied the loan modification.

Even if you do get approved for the 2.0 to 4.0% interest rate its still normally for a short term period, you will still owe all of the Negative Equity Loan Balance!  So, if you owe the lender $500,000 in liens and your current house value is only worth $350,000 now, your still upside down underwater <$150,000> with the bank. 

How many years do you think it would take for the home value to catch up to the current loan balance now? 10 years or more? or may be not in your life time??

So, what does the homeowners do when they have nowhere else to turn?   Are there other options for me? YES!

If we can help you get a new loan for the "current market value" with a fixed 30 years would you be interested?

That would help you save <$150,000> of lost equity, lower your mortgage payments and help you start over on the right track building equity again!  Now if you decided to sell your home in 10 years and the house was worth $500,000 by that time, wouldn't you be happy to walk away with over $100,000+ in CASH this way?

Selling your home to avoid foreclosure is not always the best solution. With our help, we may be able to save your home and eliminate your negative equity and create lots of fresh equity.  Our team offers a proven resolution to help homeowners remove the economic impact of lost equity.  We offer a free consultation with no obligations to see if you may qualify by filling out the pre-qual worksheet. The Mortgage Principal Reduction System/Short Refinance is a great effective solution that will change many lives with real benefits! 

Homeowners that are doing a short sale CAN NOT receive any money showing on the HUD1.  If the short sale is accepted the lender will write off the unpaid debt.  The borrower can later be taxed with a 1099 on this amount as income if no proof of insolvency is provided or a judgment may be obtain against you.   Please check with your CPA on your own personal financial situation!

Fortunately for today's homeowners, we have the proven system available to overcome all of those obstacles.

Our staff of professional negotiators begins the process with the lender(s).  The principal mortgage balance is greatly reduced to current market values, which lowers your payments and allows you to keep your home  and gives you a fresh start to build equity in your home all over again.

The process takes as little as 60 to 180 days to complete depending on your lender.

The property needs to be around 20% or more underwater to be considered for these programs.